Mortgage Payment Calculator

Plug in a price and see what the payment actually looks like. Looking at a home with a legal suite? Add the rent at the bottom and see what it does to your real monthly cost.

The mortgage

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Monthly costs (optional)

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Estimated payment
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Base mortgage$0
CMHC insurance$0
Total mortgage$0
Total interest$0
Paid off in25 years
Monthly cost of owning
Mortgage (monthly equivalent)$0
Property tax$0
Condo fees$0
Heating$0
Total per month$0
Closing costs, Alberta
Land transfer tax$0, Alberta has none
Land title transfer fee$0
Mortgage registration fee$0

How your payments split over time

PrincipalInterest

These numbers are estimates to help you plan, not a mortgage approval. Your actual rate, the federal stress test and your own finances decide what you qualify for, and lenders treat legal suite rent differently, so confirm the details with your lender. Payments use semi-annual compounding, the way Canadian fixed-rate mortgages are calculated. CMHC premiums and Alberta Land Titles fees reflect the rules in place as of October 2026.

Questions about a specific home? (403) 889-0913 or sampond.ca/calendar